Everything you need to know about the process of buying a new home.
Buying a home is a significant milestone, and we're here to make the process smooth and enjoyable. Our expertise in Fort Worth's vibrant real estate market, coupled with our commitment to personalized service, ensures you find the perfect home with ease.
Ready to buy your dream home but not sure where to start? Think about where you want to live, whether you prefer a condo, townhome, or single-family home, and what features are essential for you. Dive into the current market to see what's available and pay attention to asking prices. This will give you valuable insights into neighborhood trends and help you make a competitive offer when the time comes.
Instead of just relying on how much the mortgage company will pre-approve you for, determine what you’re comfortable spending each month. Consider doing a full household budget and account for new expenses like garbage, water, or HOA fees that come with homeownership. This way, you can ensure your new home fits within your financial comfort zone.
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Before you get too attached to a potential home, speak with a mortgage professional to see what you can actually afford. Prequalification not only clarifies your budget but also makes you a more attractive buyer to sellers. Remember, issues like insufficient credit or past financial problems can impact your mortgage approval.
Sure, you could go through the home buying process alone, but why would you? As your real estate agents, we can take much of the stress off your shoulders at no cost to you. From identifying potential properties to handling showings and negotiating offers, our market knowledge and expertise will make finding your perfect home a breeze.
Our goal is to provide you with the most personalized service that is designed to help you buy your dream home.
This is the fun part! We’ll arrange showings for homes that fit your criteria and budget. Take notes on what you like and don’t like, and test things out—turn on light switches, open doors, run faucets. Also, explore the neighborhood to get a feel for traffic, parking, and proximity to necessities like schools and grocery stores.
Once you find your dream home, we’ll craft a fair offer based on comparable market values. Whether it’s a buyer’s or seller’s market, we’ll help you negotiate to get the best deal possible. If the seller accepts, your home will go into escrow.
Your offer will likely be contingent on a home inspection to ensure there are no major issues. We’ll help arrange this quickly. If everything checks out, we move to the next step. If there are problems, we can renegotiate or withdraw the offer.
Return to your mortgage lender to finalize your mortgage. You’ll have several options, such as fixed-rate, variable-rate, 15-year, 30-year, or special programs like VA or FHA loans. Choose the one that fits your financial situation best.
Your lender will appraise the home to confirm its value. This ensures everyone is paying a fair price.
The paperwork might seem daunting, but it’s a necessary step to ensure you’re the legal owner of your new home. Your lender and the title company will handle most of it, making the process as smooth as possible.
Once you sign the final paperwork and your loan is funded, you’re officially the owner of a new home. Time to move in and enjoy your dream home! Contact us today at Selling 817, and let’s start your home buying journey!
Estimate your mortgage payment, including the principal and interest, taxes, insurance, HOA, and PMI. Add your location for more accurate estimates.
We have positioned ourselves as the “go to” agent for first time home-buyers, and it’s all due to our tenacity, trustworthiness, and experience.
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